FinScan reads the annual accounts filed with the National Bank and turns them into a health score, a vigilance level, the key ratios and a full report. In under two minutes.
Type a name or an enterprise number: every Belgian company is suggested.
Example SRL
BCE 0000.000.097Abridged formatYear 2024ExampleHealth score
Vigilancemoderate
Profile The Survivor
Solvency
37%
+0,3 %vs 2023
Months of cash
1.4months
−22 %vs 2023
Result for the year
61,930€
+12 %vs 2023
Equity
412,380€
+8,4 %vs 2023
Key figures
| 2024 | ||
|---|---|---|
| Equity10/15 | 412,380 € | +8,4 % |
| Liabilities17/49 | 702,140 € | +7,8 % |
| Total assets20/58 | 1,114,520 € | +8 % |
| Cash50/58 | 48,210 € | −22 % |
| Result9904 | 61,930 € | +12 % |
Balance sheet structure
Fictitious example with consistent figures. The codes are those of the annual accounts filed with the NBB.
A health score out of 10 and a vigilance level from low to critical, computed on cash, solvency and profitability. Every warning sign is named, with its heading and its amount.
| 10/15 | 412 380 € | +8,4 % |
| 50/58 | 48 210 € | −22 % |
| 9904 | 61 930 € | +12 % |
Equity, debts, cash, result, solvency, liquidity, cash flow, working capital: years as columns, the change beside each amount, and the balance sheet structure chart.
Every analysed company enters your dashboard: tags, shared notes, filing history, and one quota for the whole team.
Annual accounts follow a standard format. Each amount carries a heading code: the analysis is built on them, and you can check everything in the official filing.
Can it stand on its own?
Equity over total assets gives solvency. Below 10%, the company depends heavily on its creditors.
How many months can it pay?
Cash divided by monthly costs tells how long it holds without new income.
Does it make money?
The result for the year, compared with the previous one, and the cash flow it generates.
Whom must it repay, and when?
Debts due after and within one year, against what it can raise quickly.
Filing
Every Belgian company files its annual accounts with the National Bank's Central Balance Sheet Office, at the latest seven months after year end.
Reading
FinScan downloads the official filing and extracts the headings of the full, abridged or micro format.
Annotation
An AI computes the ratios, compares them with the previous year and flags what needs your attention. The decision stays yours.
Accountants and fiduciaries
Prepare a client meeting or check a new file's strength in a few minutes.
Purchasing and sales teams
Before a contract, a down payment or 60-day payment terms, know whether the partner will hold.
Buyers and investors
Read several years of a target and spot warning signs before opening a data room.
Five analyses are free without an account. A free account gives five a month and keeps your followed companies; the Starter and Business plans are open by invitation during the beta.
Type a name or an enterprise number: every Belgian company is suggested.