Frequently asked questions

An online service that reads the annual accounts of a Belgian company, filed with the National Bank, and produces an analysis: key amounts, ratios, points of vigilance, a score out of 10, a vigilance level and a detailed report.

Accountants and fiduciaries, purchasing and sales teams who want to know a partner before committing, buyers and investors, and anyone who wants to understand a Belgian company's situation.

By its enterprise number (10 digits, with or without dots, with or without BE) to start an analysis, or by its name among the companies already analysed. The number is on the Crossroads Bank for Enterprises.

Usually under two minutes: the time to retrieve the filing from the National Bank and have it read. An analysis already run is shown immediately.

Only from the official filing with the Central Balance Sheet Office of the National Bank of Belgium. Each amount carries its heading code so it can be checked.

Small companies file an abridged or micro format, in which turnover is often not published. It is not a negative sign; the analysis then relies on the balance sheet, the result and cash.

The score sums up financial health out of 10. The vigilance level (low, moderate, high, critical) says how carefully to read the accounts. The profile (Citadel, Cash Pump, Illusionist, Survivor, Zombie) describes the financial dynamics. The methodology details all three.

Yes, when the filing contains the previous year: amounts are compared from one year to the next. A company page can also group several analysed years.

A recent company, or one that has not filed accounts yet, cannot be analysed. The company page says so.

Five analyses are offered without an account. A free account gives five a month. Reading an existing analysis uses no quota.

Free: 5 analyses a month. Starter: 25 analyses a month. Business: 125 analyses a month and up to six users. During the beta, Starter and Business are open by invitation.

Through the registration page: the request is approved by the team during the beta. An existing user can also invite you.

Yes with the Business plan: members share the quota, followed companies, notes and tags. The account owner invites members and manages their roles.

Yes. It is generated by an artificial intelligence, which can misread a document or make a calculation error. Check an important amount in the official filing, and report any error: it will be reviewed.

No. It is neither investment advice, nor a credit rating, nor accounting or legal advice. For an important decision, consult a professional.

Yes, through the contact form. The analysis is reviewed and, if needed, corrected or removed.

Without an account: a random visit identifier and your IP address in hashed form, to count free analyses. With an account: your name, email and encrypted password. No data is sold, no advertising tracker is used.

Only your team members. Analyses are shared; your notes and tags never are.